/* ============================================
   CREDIT GROWTH PRO — STYLE V3
   Premium, Modern, Trustworthy, Mobile-First
   ============================================ */

/* ----- RESET & BASE ----- */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Inter', 'Poppins', sans-serif;
  background: #F7F9FC;
  color: #111827;
  line-height: 1.6;
  padding: 0 1rem;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1rem;
}

/* ----- COLOR TOKENS ----- */
:root {
  --navy: #0B1F3A;
  --blue: #2F80ED;
  --light-blue: #EAF4FF;
  --bg: #F7F9FC;
  --white: #FFFFFF;
  --text: #111827;
  --secondary: #64748B;
  --border: #E2E8F0;
  --success: #16A34A;
  --gold: #D4AF37;
  --shadow: 0 8px 30px rgba(0, 0, 0, 0.06);
  --radius: 18px;
}

/* ----- TYPOGRAPHY ----- */
h1, h2, h3, h4 {
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  line-height: 1.2;
  color: #111827;
}

a { text-decoration: none; color: var(--blue); }
.text-secondary { color: var(--secondary); }

/* ----- BUTTONS ----- */
.btn-primary {
  display: inline-block;
  background: var(--blue);
  color: white;
  font-weight: 600;
  padding: 0.9rem 2.4rem;
  border-radius: 60px;
  border: none;
  font-size: 1rem;
  cursor: pointer;
  transition: background 0.2s, transform 0.1s;
  box-shadow: 0 4px 12px rgba(47, 128, 237, 0.25);
  text-align: center;
}
.btn-primary:hover { background: #1a6adf; transform: scale(1.02); }
.btn-sm { padding: 0.5rem 1.5rem; font-size: 0.9rem; }

.btn-secondary {
  display: inline-block;
  background: transparent;
  color: var(--blue);
  font-weight: 600;
  padding: 0.9rem 2rem;
  border-radius: 60px;
  border: 1.5px solid var(--blue);
  font-size: 1rem;
  cursor: pointer;
  transition: background 0.2s;
  text-align: center;
}
.btn-secondary:hover { background: var(--light-blue); }

/* ----- HEADER / NAV ----- */
.navbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.2rem 0;
  flex-wrap: wrap;
}
.logo {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 1.5rem;
  color: var(--navy);
}
.logo-img {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: var(--navy);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}

.nav-links {
  display: flex;
  gap: 2rem;
  align-items: center;
  list-style: none;
}
.nav-links a {
  font-weight: 500;
  color: var(--text);
  font-size: 0.95rem;
}
.nav-links a:hover { color: var(--blue); }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
}
.hamburger span {
  width: 26px;
  height: 3px;
  background: var(--navy);
  border-radius: 10px;
}

/* ----- HERO ----- */
.hero {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
  padding: 2rem 0 3rem;
}
.hero-content h1 { font-size: 2.8rem; margin-bottom: 0.8rem; }
.hero-content p {
  font-size: 1.2rem;
  color: var(--secondary);
  max-width: 500px;
  margin-bottom: 1.8rem;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
}
.hero-legal {
  margin-top: 1.2rem;
  font-size: 0.8rem;
  color: var(--secondary);
}

.hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
  background: var(--light-blue);
  border-radius: var(--radius);
  padding: 2rem 1rem;
  min-height: 240px;
  box-shadow: var(--shadow);
}
.hero-chart {
  width: 100%;
  max-width: 400px;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}
.chart-bar {
  display: flex;
  align-items: center;
  gap: 0.8rem;
}
.chart-bar .label {
  width: 80px;
  font-size: 0.8rem;
  color: var(--secondary);
}
.bar-track {
  flex: 1;
  height: 10px;
  background: #dce3ed;
  border-radius: 20px;
  overflow: hidden;
}
.bar-fill {
  height: 100%;
  background: var(--blue);
  border-radius: 20px;
  width: 70%;
}
.bar-fill.gold { background: var(--gold); width: 50%; }
.bar-fill.mint { background: var(--success); width: 85%; }
.bar-fill.navy { background: var(--navy); width: 65%; }
.shield-icon { font-size: 2.2rem; margin-right: 0.3rem; }
.shield-row { display: flex; align-items: center; gap: 0.5rem; margin-top: 0.8rem; font-size: 0.9rem; color: var(--secondary); }

/* ----- VALUE STRIP ----- */
.value-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  padding: 2.5rem 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  margin: 1rem 0 2.5rem;
}
.value-card {
  background: var(--white);
  padding: 1.8rem 1.2rem;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  border-left: 4px solid var(--blue);
}
.value-card .step {
  font-weight: 700;
  color: var(--blue);
  font-size: 0.85rem;
  letter-spacing: 1px;
}
.value-card h4 { margin: 0.4rem 0 0.2rem; }
.value-card p { font-size: 0.9rem; color: var(--secondary); }

/* ----- SECTIONS ----- */
section { padding: 3rem 0; }
.section-title { font-size: 2rem; margin-bottom: 0.4rem; }
.section-sub {
  color: var(--secondary);
  max-width: 640px;
  margin-bottom: 2rem;
}
.section-alt {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem 1.5rem;
  margin: 1rem 0;
}

.grid-2col, .grid-3col, .grid-4col {
  display: grid;
  gap: 1.8rem;
}
.grid-4col { grid-template-columns: repeat(4, 1fr); }
.grid-3col { grid-template-columns: repeat(3, 1fr); }
.grid-2col { grid-template-columns: repeat(2, 1fr); }

.card {
  background: var(--white);
  padding: 1.8rem 1.5rem;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  transition: transform 0.1s;
  border: 1px solid var(--border);
}
.card:hover { transform: translateY(-4px); }
.card h4 { margin-bottom: 0.3rem; }
.card p { color: var(--secondary); font-size: 0.95rem; }
.card .emoji-big { font-size: 2.2rem; display: block; margin-bottom: 0.4rem; }

.disclaimer-note {
  color: var(--secondary);
  font-size: 0.9rem;
  margin-top: 1.5rem;
}

/* ----- DISCLOSURE BOX ----- */
.disclosure-box {
  background: #f0f4fe;
  border-left: 6px solid var(--blue);
  padding: 1.5rem 2rem;
  border-radius: 12px;
  margin: 2rem 0;
  font-size: 0.95rem;
}
.disclosure-box strong { color: var(--navy); }
.text-link { font-weight: 600; }

/* ----- CTA SECTION ----- */
.cta-section {
  background: var(--navy);
  color: white;
  border-radius: var(--radius);
  padding: 3.5rem 2rem;
  text-align: center;
  margin: 2rem 0;
}
.cta-section h2 { color: white; font-size: 2.2rem; }
.cta-section p {
  color: rgba(255,255,255,0.8);
  max-width: 600px;
  margin: 0.8rem auto 2rem;
}
.cta-section .btn-primary {
  background: white;
  color: var(--navy);
  box-shadow: 0 6px 16px rgba(0,0,0,0.2);
}
.cta-section .btn-primary:hover { background: #f0f4ff; }
.cta-micro { margin-top: 1rem; font-size: 0.8rem; opacity: 0.7; }

/* ----- HOW IT WORKS ----- */
.how-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1rem;
  margin: 2rem 0;
}
.how-step {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.5rem 0.8rem;
  text-align: center;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
}
.how-step .num {
  background: var(--blue);
  color: white;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 0.6rem;
  font-weight: 700;
}

/* ----- FAQ ----- */
.faq-item {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.2rem 1.8rem;
  margin-bottom: 0.8rem;
  border: 1px solid var(--border);
}
.faq-item h4 { cursor: default; }
.faq-item p { color: var(--secondary); margin-top: 0.2rem; }

/* ----- FOOTER ----- */
footer {
  border-top: 1px solid var(--border);
  padding: 2.5rem 0 1.5rem;
  margin-top: 2rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 2rem;
}
.footer-links a {
  display: block;
  color: var(--secondary);
  font-size: 0.9rem;
  margin-bottom: 0.3rem;
}
.footer-links a:hover { color: var(--blue); }
.footer-bottom {
  border-top: 1px solid var(--border);
  margin-top: 2rem;
  padding-top: 1.5rem;
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  color: var(--secondary);
  flex-wrap: wrap;
}

/* ----- RESPONSIVE ----- */
@media (max-width: 1024px) {
  .grid-4col { grid-template-columns: repeat(2, 1fr); }
  .how-grid { grid-template-columns: repeat(3, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .hero { grid-template-columns: 1fr; text-align: center; }
  .hero-content p { margin-left: auto; margin-right: auto; }
  .hero-actions { justify-content: center; }
  .nav-links { display: none; flex-direction: column; gap: 1rem; padding: 1rem 0; }
  .nav-links.open { display: flex; }
  .hamburger { display: flex; }
  .value-strip { grid-template-columns: 1fr 1fr; }
  .grid-3col { grid-template-columns: 1fr; }
  .grid-2col { grid-template-columns: 1fr; }
  .how-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .section-title { font-size: 1.8rem; }
  .hero-content h1 { font-size: 2.2rem; }
}
@media (max-width: 480px) {
  .value-strip { grid-template-columns: 1fr; }
  .how-grid { grid-template-columns: 1fr; }
  .cta-section { padding: 2rem 1rem; }
}